Portfolio analytics

Portfolio analytics tools show what you own and how it has behaved. Trackers record holdings across accounts, add dividends and fees and report performance. Analysis tools go further, with allocation breakdowns, factor exposure, backtests and simulations. Some are built for individual investors and some for financial advisors working with clients.

The first question is how your data gets in. Some trackers connect to brokerage accounts through a data aggregator, which needs your login or a bank-grade connection. Others rely on manual entry or file imports. Read how each tool stores your holdings, whether it sells or shares data, and how you can delete your account and export your records.

Backtests and simulations need careful reading. A backtest shows how an allocation would have done in the past under the tool's assumptions about rebalancing, fees, taxes and dividends. Change one assumption and the result can move a lot. Use these tools to understand risk and trade-offs, never as a forecast.

Tax reporting features vary by country. If a tracker offers tax reports, check that it supports your country's rules and treat its reports as a draft for your accountant.

Decide what you want to see. Some investors only need total value and dividends in one place; others want performance against a benchmark, the overlap between two funds or the share of the portfolio in one sector. Picking a tool that answers your question avoids paying for dashboards you won't read.

Featured AI research tools for investors: portfolio analytics

SponsoredPortfolio analytics This position is open Put your tool at the top of the portfolio analytics page. Paid spots are always labeled Sponsored. From $99 a month. Get featured

What a featured listing costs ยท from $99 a month

5 AI research tools for investors in portfolio analytics

Portfolio Visualizer

Online tools for backtesting asset allocations, running Monte Carlo simulations and analyzing factor exposure.

  • Free plan or free tier

Sharesight

Portfolio tracker that records trades and dividends, reports performance and helps with tax reporting in several countries.

  • Free plan or free tier

Delta

by eToro

Portfolio tracking app for stocks, crypto and other assets held across different accounts.

  • Free plan or free tier
  • Mobile app

Kubera

Net worth and portfolio tracker that brings bank, brokerage, crypto and manual assets into one balance sheet.

Nitrogen

Risk and portfolio analytics for financial advisors, formerly Riskalyze, used to compare a client's risk with their holdings.

Performance numbers depend on method. Time-weighted returns remove the effect of deposits and withdrawals, while money-weighted returns include them, and the two can differ a lot for the same account. Check which method a tool uses before comparing its numbers with your broker's statement.

Check how a tool treats cash, fees and currency. A tracker that leaves out cash or converts foreign holdings at an odd rate can show a very different return from the one in your accounts.

Advisors have extra needs, such as client reports, risk questionnaires and records kept for compliance. Tools built for advisors handle these, and they are usually sold to firms rather than to individuals. Whichever tool you use, keep your own export of transactions, so a change of plans or a closed service doesn't cost you years of history.

Several tools here have free tiers for small portfolios. Nothing on this page is investment advice, and AI features in these tools, where they exist, can be wrong about your holdings or their history.

Questions about portfolio analytics

Is it safe to connect my brokerage account to a tracker?

Read how the tracker connects, what data it stores and whether it shares or sells it. Many use data aggregators with read-only access. Manual entry or file imports avoid sharing logins entirely.

Do backtests predict future returns?

No. A backtest shows how a portfolio would have behaved in past markets under the tool's assumptions. It helps you understand risk and trade-offs, but the future can look very different.

Can a tracker do my tax return?

Some trackers produce tax reports for certain countries. Treat them as working papers, check them against your broker's statements and confirm the rules with an accountant.

Which portfolio tools have a free plan?

Portfolio Visualizer, Sharesight and Delta have free tiers with limits. Check each tool page and the official site for what the free tier covers today.

Related categories